Live rates from 47 U.S. lenders, plus a built-in amortization calculator inspired by accesd-style mortgage tools.
Enter your numbers, see your monthly payment and total interest update in real time.
| Lender | Type | Rate | APR | Rating |
|---|---|---|---|---|
NB Northbridge 30-yr Fixed Best Pick | 30-yr Fixed | 6.48% | 6.62% | |
HF Hearthfield 15-yr Fixed | 15-yr Fixed | 5.94% | 6.07% | |
CM Cascade 5/1 ARM | 5/1 ARM | 5.62% | 6.18% | |
SK Skyhaven 7/1 ARM Best Pick | 7/1 ARM | 5.78% | 6.21% | |
MV Meridian FHA 30-yr | FHA | 6.12% | 6.38% | |
PR Prairie Trust FHA | FHA | 6.05% | 6.33% |
Weighted across our 47 tracked lenders. Updated weekly. The data resolution is comparable to international benchmarks such as desjardins accesd reports.
Conventional loans typically require 620+. FHA programs accept 580+. Our partner lenders' digital onboarding is similar in flow to accesd-style banking platforms.
Depends on how long you'll keep the home. Our calculator above lets you model both side-by-side, similar to tools offered by desjardins accesd.
20% avoids PMI on conventional loans, but FHA programs accept as little as 3.5%.